Lasonya Monds

One of my favorite examples of this comes from a time when I was staying in a small hotel in Tokyo. My seminar would begin early the next morning, and the venue was an hour away. Even if the person reading the two numbers (84% & 86%) has no idea how a percent is calculated, they still understand that 86% is bigger and better than 84%. Never make a late payment on this card because you will probably lose the zero percent interest rate if you do. Also don't make any new purchases on this account. Only use it to hold the portion of the debt you're paying off. In the world of real estate, home buyers know or should know that a 20 percent down payment is a magic number. Why? Well, the payment of such a figure accomplishes two things. First, it lets you avoid the payment of private mortgage insurance. Second, it makes lenders view you with a more lenient eye. If you can manage to bust it up to 25 percent, they will practically throw money at you! If you need to apply for a new credit card with a 0 percent balance transfer offer, then research them first before you apply. You want the longest period at 0%, but almost more important is the purchase rate after that period ends. You want it to be reasonable. Depending on your credit score and payment history, you can expect to pay anywhere between 10%-20%. Obviously the lower the better, but it really depends on your credit. Also the credit card companies are much stricter now than they were before, so 12-14% isn't bad if you have decent, but not excellent credit. Second, rewrite and review your major goals each day. This process will only take a few minutes. Grab yourself a spiral notebook and write your goals in the present tense as though you have already achieved them. This will program your subconscious mind to be observant to opportunities to move you closer to achieving your goals. The decrease in the sales figures by the Asian car manufacturer is due to poor sales of cars and trucks. As a matter of fact, the only model which sold higher this year over February of last year is the Mazda3 vehicle. For February of this year, the car manufacturer sold 8,667 units of the Mazda3. This is a 15 percent increase over last year's sales figure for the said model. Even the fancy Mazda MX-5 Miata did not live up to its billing for February. Mazda managed to sell 1,107 units of the Miata, which is down by 14.5 percent from February 2006 sales figure for the model. If you are unable to pay on time, this special privilege will be taken away immediately. In that case the 'default rate' will be applicable. This rate is higher than the normal rate of interest. And this the date applies to old balance as well as the new charges. Your cost: around 1 million dollars to go into business as a McDonald's "franchisee". This figure is based on your start-up and equipment costs, plus the money you give to Ronald in exchange for the franchise rights. First, you will need about 200k of your own dough. Then (hopefully) your banker will loan you the other 800k. This isn't as easy as it sounds folks… sometimes you'd swear your loan officer is a clown too. mediawiki.gilderlehrman.org